July 17, 2024

![Data Breaches and Student Loan Rates](https://investmentshoax.com/wp-content/uploads/2024/06/dd2d928c-e98c-4f37-9964-3828fe82614a_1920x1080.jpg)

This article discusses what to do in case of a data breach and how to handle issues resulting from leaked information. Also, it sheds light on the most recent scams involving payment apps and provides some perspectives on student loan rates.

The insights were provided by 11alive.com and originally published at 10:19 AM EDT on June 17, 2024, with the most recent updates made at the same time on the same day.

## Frequently Asked Questions

### What steps should someone take if impacted by a data breach?

If you find out that you’ve been affected by a data breach, begin by confirming the extent of the breach and what kind of information was compromised. Depending on the severity, you might need to alert your banks and credit card companies, change passwords to your accounts, and possibly initiate credit monitoring services.

### How are payment app scams perpetrated?

Payment app scams often involve fraudsters tricking people into transferring money under the guise of a specific need or emergency. They can also deceive sellers by sending fake payment notifications, leading the seller to believe that they have received the payment when they have not.

### What’s the current situation with student loan rates?

Student loan rates can vary significantly depending on the type of loan, location, and the individual borrower’s financial situation. It’s crucial to research and understand the specifics of student loan rates in your country or region.