July 17, 2024

Residents are being cautioned about a recent scam. The fraud uses text messages to elicit credit card information under the guise of paying for overdue parking tickets.

These texts, incorporating a badly edited P.E.I. government logo and seeming to come from the Court of Justice, ask recipients to submit credit card details to settle their fines.

However, as Steven Dowling, P.E.I.’s director of financial and consumer services, points out, there is no actual ‘Court of Justice’ on Prince Edward Island.

Whilst this scam is novel, it’s merely the latest in a long history of cunning ploys designed to trick people. According to Dowling, these deceptions aren’t limited to Islanders but are part of a worldwide issue.

He noted that his team became aware of this particular scam a few days ago, highlighting that such deceptive methods are incredibly commonplace, with fraudsters continually evolving.

He remarked that webpages mimicking legitimate sites may be used by scam artists. Occasionally, close inspection could reveal differences that show the site isn’t genuine.

Dowling stressed the importance of developing an instinctive awareness to detect scams in general as they evolve rapidly. His advice is to take the time to thoroughly consider any requests, never succumbing to pressure tactics or revealing personal and financial details.

![The message goes on to ask for credit card details, which Dowling says is a common component of scams. ](https://investmentshoax.com/wp-content/uploads/2024/06/7326c044a5d4646fb7e6266886907834.jpeg)

An effective method of verifying an offer’s legitimacy is to contact the alleged issuing organization directly via known, accurate contact details, Dowling explained.

For those who suspect they may have fallen prey to such scams, reporting to a law enforcement agency is advised. Dowling reassured, “People often feel embarrassed about it, but they shouldn’t. These culprits are very skilled at what they do.”

Frequently Asked Questions

What Should I Do if I Receive a Suspicious Text?

On receipt of any questionable text message, take your time to scrutinize it. Do not fall for pressure tactics or hastily provide personal or financial information. If a message claims to be from an organization, contact that entity directly using a known, reliable number to confirm its legitimacy.

What Indicates a Message Might Be Fraudulent?

Signs of a fraudulent text may include poorly edited logos, incorrect use of an organization’s title, general terms of address like “Dear sir or madam”, or proactive requests for money, or personal or financial information.

What if I Have Already Responded to a Scam Text?

If you suspect you have responded to a scam text and shared personal or financial information, it’s pivotal to report this to a law enforcement agency promptly. Don’t feel embarrassed; scammers are skilled, and many people fall victim to such frauds.